These Terms of Use (“Terms”) are a legally binding agreement between you and Ladder (“we”, “us”), the operator of the website and software at ladder.ba (the “Service”). By creating an account, signing in, or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
7. Subscriptions, payments, and the Merchant of Record
Paid plans (shown as Premium and Pro) are optional recurring software subscriptions. Current prices, periods (monthly, quarterly, annual), and features are on the pricing page. Display prices are in EUR; the amount you are charged is the price and currency shown at checkout.
Paid subscriptions are sold by a Merchant of Record we appoint (the “MoR”). The MoR is the legal seller of that purchase: it collects payment, issues invoices and receipts, and calculates, collects, and remits applicable VAT, GST, or sales tax. At checkout you also agree to the MoR’s buyer terms. We currently intend to use Creem as MoR; the name shown at checkout is controlling if it differs.
We do not receive or store your full card number. The MoR and its payment processors handle card data. We receive what we need to run your account (for example that a payment succeeded, a customer or subscription id, the plan, and renewal or cancellation status).
Subscriptions renew automatically at the end of each billing period until you cancel. Cancel in the billing portal linked from the pricing page, or email us. After you cancel you keep the paid features until the end of the period you already paid for. Switching plans follows the rules shown in the product (upgrades typically take effect immediately; downgrades at period end).
Except where mandatory consumer law says otherwise, fees for a period that has started are non-refundable, including if you do not use the Service. Digital access is granted immediately on successful payment. Where a 14-day withdrawal right would otherwise apply, you ask us to start the subscription at once and acknowledge that you may lose that right once access is delivered, to the extent the law allows.
Mandatory rights you have as a consumer that cannot be waived still apply. If you have a problem with a charge, contact us first at the email below so we can help; unjustified chargebacks may lead to suspension.
Purchases in the Ladder app for iOS or Android are different: they are sold and billed by Apple (App Store) or Google (Google Play), not by the MoR, under that store’s terms, at the price the store shows. Payment is charged to your Apple ID or Google account when you confirm. The subscription renews automatically for the same period and price unless you turn off auto-renew at least 24 hours before the period ends; manage or cancel it in your App Store or Google Play account settings, where refunds are also requested. Deleting your Ladder account does not cancel a store subscription. Apple and Google are not parties to these Terms and have no responsibility for the Service.
8. Your content and our intellectual property
You keep ownership of content you submit (photos you upload, match notes). You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, and display that content as needed to operate, secure, and improve the Service, including showing your public profile (name, photo, city, rating, medals, match history that the product makes public) to other users.
You warrant that you have the rights to that content and that it does not infringe anyone else’s rights. We may remove content that we believe breaches these Terms or the law.
The Service, the Ladder name and logo, the rating engine, software, and our text and design are owned by us or our licensors. You may not copy, scrape for a competing product, or reuse them except as needed to use the Service as offered.
Operated by Adi Hadziomerovic.